All stories by BINDISHA SARANG
Do you have a hospital cash benefit plan?
Rediff.com4 Mar 2021Make sure you read the policy wording. Some policies cover pre-existing diseases while others don't. Many need a minimum 24-hour hospitalisation, advises Bindisha Sarang.
Health check-ups can save you tax!
Rediff.com2 Mar 2021Under Section 80D, you can avail of deduction on payment made towards preventive health check-ups.
All you want to know about G-Secs
Rediff.com19 Feb 2021There are, however, a few aspects to factor in before considering G-Secs as an investment option, advises Bindisha Sarang.
Missed filing IT Returns?
Rediff.com11 Jan 2021'If you miss the deadline, you can still file a belated tax return till March 31, 2021, with a fee under Section 234F, which could be up to Rs 10,000, in addition to an interest under Section 234A and 234B of the Act.'
Borrowing money from lending apps? Read this!
Rediff.com11 Jan 2021'Remember, if an app breaks the rules while giving you money, it will also break them while collecting.'
From cheque payment to FASTag, rule changes that will affect YOU in 2021
Rediff.com6 Jan 2021Cheque payments will be safer; the limit for contactless card transactions hiked.
2021: How to organise your financial documents
Rediff.com5 Jan 2021The trick is to know how long you are supposed to hold which document, observes Bindisha Sarang.
Want high-value health insurance? Read this
Rediff.com24 Dec 2020Some of these plans will weigh on your pocket. The increase in premium could also be large as you grow older.
Time to tweak your personal financial plans
Rediff.com23 Dec 2020Once the new rules kick in, you will have less cash-in-hand and may feel tempted to scale back on savings and investments.
Joint loan with relative can boost chances of approval
Rediff.com22 Dec 2020There can be as many as six co-applicants in a joint loan.
Stay invested in gold for long-term benefits
Rediff.com3 Dec 2020Despite price correction, policies that support the yellow metal will remain in place in the foreseeable future.
Cyber insurance is a small price for protection
Rediff.com1 Dec 2020Annual premiums do not exceed what you readily shell out for an OTT subscription.
Planning to buy a house? Do it soon
Rediff.com26 Nov 2020If you are scouting for a property, finalise the deal within the next seven months and benefit from this measure, suggests Bindisha Sarang.
Want to avail LTC scheme tax benefit?
Rediff.com16 Nov 2020Only those who stick to the old I-T regime will get this benefit.
Is contactless payment safe?
Rediff.com26 Oct 2020Almost all banks that issue contactless cards provide users with a 100 per cent liability cover.
Want to buy physical gold? Pick a digital platform for your investment
Rediff.com28 Aug 2020While players like Paytm, MobiKwik, and PhonePe allow you to buy gold for Rs 1, Amazon Pay has kept the minimum amount at Rs 5. Digital gold is essentially an avenue for investing in physical gold.
Working from home? You may end up paying higher taxes this fiscal
Rediff.com25 Aug 2020The reimbursement components of your salary require you to furnish bills before they become tax-exempt. Producing them may be difficult this year.
No taxable income? But you may still have to file ITR
Rediff.com14 Aug 2020Finance Act, 2019 has made it mandatory for certain categories of taxpayers to file their ITR, even though their income may be below the taxable threshold. read on to find the details.
ITR filing: All you MUST know about the new 26AS form
Rediff.com22 Jul 2020While it is not clear whether the new form will be applicable from this year, some chartered accountants say that things can go both ways. The new deadline for filing ITR is November 30.